老龄化压力下农村养老保险调查研究——以四川省蓬溪县细坝村为例
On the Rural Old Age Insurance under the Aging Pressure ——A Case Study of Xiba Village, Pengxi County, Sichuan Province
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摘要: 通过对四川省蓬溪县细坝村养老保险情况的问卷调查,结果显示,家庭养老是该区域老人养老的主要方式,养老保险的购买以基础型新型农村养老保险为主.受经济水平制约,社区养老保险在本地难以推行,且与周边及城市养老水平差距较大.农村老人的家庭地位、收入组成、受照料情况等变化明显.调查区域人群购买的养老保险存在问题包括:新型农村养老保险保障水平低、商业养老保险发展欠缺、农村养老保险资金筹集渠道较为单一.农村养老保险发展出路有:(1)完善农村养老保险相关法律法规,做到农保工作有法可依;(2)进一步发展社会主义市场经济,增加农村养老保险筹资渠道;(3)加强政府财政补贴,提高农民参保积极性.Abstract: After a survey was made of the old age insurance in Pengxi County of Sichuan province; it is found that family support remains to be the chief means for the old age care in the area. Those who did purchase old-age insurance could chiefly afford for the ba